How to Make Money Investing: Turn Your Cashback Into Gold and Silver Wealth

How to Make Money Investing: Turn Your Cashback Into Gold and Silver Wealth

If you’re searching for the smartest ways to start investing, especially as a beginner, leveraging cashback sites like TopCashback and Quidco can be a game-changer. By earning cashback on your everyday purchases and then investing that money into gold or silver, you can supercharge your wealth-building journey. In this guide, we’ll show you exactly how to make money investing by combining cashback rewards with top-performing precious metals—perfect for anyone interested in investing for beginners, gold investment strategies, and maximizing returns.

---

Why Use Cashback Sites for Investing?

Cashback platforms such as TopCashback and Quidco reward you with a percentage of your spending back when you shop through their links. This “free money” can be the perfect seed for your investing journey, especially if you’re looking for low-risk ways to start investing or want to boost your returns without extra effort.

Typical Cashback Earnings

• Most users earn between 1% and 10% cashback, depending on the retailer and offer.

• Average annual cashback earnings for active users range from £100 to £300.

• High spenders or savvy deal hunters can earn up to £1,000 or more per year.

---

Investing for Beginners: How Much Can You Earn?

Let’s break down potential cashback earnings and how much you could grow your money by investing in gold or silver:

This simple strategy is a great example of investing for beginners: start with what you have, use cashback to generate extra funds, and invest consistently.

---

Investing in Gold and Silver: Returns Over the Last 3–5 Years

Gold and silver are classic investment options, especially for those interested in wealth preservation and long-term growth. Here’s how these precious metals have performed recently:

Gold Investment Returns (2022–2025)

• Gold price has increased by approximately 68% in GBP terms over the past three years.

• Compound annual growth rate (CAGR) for gold: about 15%.

• Gold remains a popular choice for “safe haven” investing and portfolio diversification1.

Silver Investment Returns (2022–2025)

• Silver has returned about 14.6% over the past three years.

• Silver ETFs have shown annualized returns of 13.1% over five years.

These figures highlight why gold investment and silver investment are among the top-searched keywords for people interested in how to make money investing and gold investment strategies12.

---

How Much Could You Have Made? Cashback + Investing in Gold

Suppose you earned £300 in cashback per year and invested it in gold at the start of each year for the last three years:

• Year 1: £300 × 1.15 = £345

• Year 2: £300 × 1.15 = £345

• Year 3: £300 × 1.15 = £345

If you reinvested your returns, your total would be even higher due to compounding. Over three years, your £900 in cashback could have grown to about £1,040—all from money you earned just by shopping smart and investing wisely.

---

Why This Cashback Investing Strategy Works

• Cashback is “found money”: You’re not risking your core savings—just using rewards from purchases you’d make anyway.

• Investing in gold and silver: These assets have a long history of preserving value and offering strong returns, especially during uncertain economic times1.

• Easy for beginners: No need for complicated strategies or large sums—just consistent, smart investing for beginners.

---

Final Thoughts: Start Investing Today

Combining cashback with investing in gold or silver is a powerful, low-barrier way to start your journey toward financial independence. Whether you’re looking for investing for beginners tips or want to know how to make money investing, this strategy is simple, effective, and proven by real-world returns. Sign up for a cashback site, invest your rewards in gold or silver, and watch your wealth grow—one smart step at a time.

---

Disclaimer: Investing involves risk. Past performance does not guarantee future results. Always do your own research or consult a financial advisor before making investment decisions.